Simplify Your Everyday Life & Work

Last updated 14 August 2026

The short version

Most of what you enter into Sahayak Tracker — your network of contacts, expenses, goals, loans, subscriptions, bills, and to-dos — stays on your device by default. Nothing is uploaded anywhere unless you sign in and turn Sync on yourself.

What we collect

• Account information — the email address, name, and (optionally) phone number and date of birth you provide when you register or later add or update in your profile. Date of birth, if given, is used only to send you a birthday greeting and tailor content to your age range. Signing in with Google shares only the name, email, and profile photo Google itself provides.
• Usage analytics — anonymized screen views and feature-usage events (e.g. that a transaction was added), collected to help us understand which tools are actually useful.
• Device and account security identifiers — technical identifiers used to help keep your account secure and functioning correctly across devices.
• Advertising identifiers — for accounts without a paid Silver/Gold/Diamond plan, our advertising partner may use on-device advertising identifiers to show ads. You're asked for consent before any personalized ad is shown, and no ads of any kind appear during your first 7 days.
• Referral information — if you refer other people to Sahayak Tracker, we keep a count of how many have signed up using your referral code (and, if you signed up using someone else's, which code that was) so we can award any referral reward you've earned.

What stays local, and what syncs

Your My Network, Expense Tracker, Split Bills, Goals, Loan Tracker, Money Lent, Subscriptions, Utility Bills, Rental Income, To-Do, Notes, and Trip Tracker data are stored in a local database on your device. If you subscribe to a Silver, Gold, or Diamond plan, tapping "Sync Now" uploads that data to your own private, authenticated space in our cloud database, whenever you choose to tap it — it is never synced automatically or in the background. If you join a Family Plan, the categories you or your family's owner choose to share become visible to that family's other members only — a new member gets access to everything already shared, not just records added after they join. Notes and Trip Tracker are never part of Family Plan sharing — they stay visible to your own account only, even if you belong to a family. Photos you scan for a bill or receipt (via "Scan Bill") are saved on this device only, purely so you can cross-check the original later if something looks off — they are never uploaded, synced, or visible on another device or to a Family Plan member, even for a record that is otherwise shared. Scan Bill/Scan Business Card itself is a free feature available to every account regardless of subscription tier — it is not part of what a paid plan unlocks. Your Learn & Grow reading progress and quiz history stay on this device only — they are never uploaded, synced, or visible to anyone else, on any plan.

Who we share data with

We use cloud infrastructure providers for authentication, database, and analytics; an advertising partner (for accounts without a paid Silver/Gold/Diamond plan); and a subscription-billing partner (to manage and validate Silver/Gold/Diamond purchases) to run the app. None of your data is sold to third parties for their own marketing.

How long we keep your data

We keep your account and record data for as long as your account stays active, plus a short window afterward in routine backups. Deleting a record (Remove Data) or your whole account (Delete Account) removes it from our live systems right away — see "Your rights," below, for exactly what each of those does. If you simply stop using the app without deleting anything, your data stays as you left it; we don't currently run an automatic inactivity-based deletion.

Where your data is processed

Our cloud infrastructure, authentication, and analytics providers may process and store data on servers outside your own country, including in the United States. Where this means moving data out of the European Economic Area, the UK, or Switzerland, our providers rely on recognized safeguards such as Standard Contractual Clauses to protect it.

Device permissions

Contacts access is requested only when you tap "Import from Contacts," and only to fill in a name or phone number you choose. Camera access is requested only when you tap "Scan Bill" or "Scan Business Card," to photograph a receipt or card for on-device text recognition. Notification access is requested only if you turn on a bill or EMI reminder. On Android, Notification Listener access is requested only when you tap "Detect Transactions" (Expense Tracker), to find bank or card notifications you can choose to import as transactions — notification text is read on this device only, never uploaded, and is not kept once you leave that screen, whether or not you import anything. iOS has no equivalent notification-reading access at all — you paste a message's text in yourself instead, read the same way. Microphone and speech-recognition access are requested only when you use Voice Assistant, to turn what you say into a transaction — only the recognized words, not audio, are used to fill in the record, and nothing is saved until you review and confirm it; speech recognition itself is provided by your device's own operating system, which may process some requests using remote servers depending on your device and settings, the same as your keyboard's own dictation feature. Sahayak Tracker never requests your location.

What not to store

Sahayak Tracker is built to help you track money and daily tasks — it isn't a wallet, password manager, or secure document vault, and its free-text fields and notes aren't designed or encrypted for that purpose. Please avoid entering sensitive identifiers — such as government ID numbers, full card or bank account numbers, PINs, or passwords — into any field, including notes.

Your rights

You can view or edit any of your data directly in the app at any time. Remove Data (Profile → Remove Data) permanently deletes your own records within a date range you choose — from your device, and from our cloud database too if you're signed in and synced. There is no way to recover deleted data once this runs, so please choose your date range carefully before confirming. Delete Account (Profile → Delete Account) permanently deletes your synced data, your local data, and your account itself — this cannot be undone. If you own a Family Plan, deleting your account also deletes that family's shared data for every member, not just your own.

Depending on where you live, you may also have the right to: request a copy of your data in a portable format (every record is already visible to you directly in the app, and Remove Data/Delete Account cover erasure); correct inaccurate information (edit any record or your profile directly, any time); and, if you're in the European Economic Area, the UK, or Switzerland, lodge a complaint with your local data protection authority if you believe we haven't handled your data properly. If you're a California resident, you additionally have the right to know what personal information we collect, request its deletion, correct inaccurate information, opt out of the "sale" or "sharing" of personal information (see "Your ad choices," just below), and not be discriminated against for exercising any of these rights. Contact us at the email below to exercise any right that isn't already available directly in the app.

Your ad choices

For accounts without a paid Silver/Gold/Diamond plan, our advertising partner may use on-device advertising identifiers to show ads — under some US state privacy laws this can count as "sharing" personal information, even though we never sell your data for money. You can opt out any time: decline the in-app ad-personalization consent prompt (or change your choice later from your device's own ad-settings/privacy controls), or upgrade to a paid plan, which removes ads — and any ad-related data sharing — entirely.

Children

Sahayak Tracker is intended for a general audience 13 and older and is not directed at children under 13. Creating an account requires ticking a dedicated checkbox confirming you're 13 or older, separate from agreeing to our Terms of Service; if you choose to add a date of birth, we additionally reject one that implies you're under 13. We do not knowingly collect personal information from anyone under 13 — this isn't identity verification, just the standard self-certification most apps rely on, so if we ever learn that we've collected information from a child under 13, we'll delete it. If you're a parent or guardian and believe this has happened, contact us at the email below. If you're in the European Economic Area, the UK, or another country that sets its own digital age of consent higher than 13 (up to 16 in parts of the EU), please make sure you meet your own country's requirement before creating an account.

Changes to this policy

We may update this policy at any time, as and when required, as Sahayak Tracker evolves — we recommend checking back here occasionally rather than assuming it's unchanged. If we make a major change, we'll let you know through a campaign card on the Home screen, not just a silent update to this page.

Contact us

Questions about this policy: sahayaktracker@gmail.com

Last updated 14 August 2026

Agreement

By downloading or using Sahayak Tracker, you agree to these terms. If you don't agree, please don't use the app.

Your account

You're responsible for the accuracy of the information you provide and for keeping your password secure. Each account may be signed in on one device at a time — signing in on a new device signs the previous one out. Sahayak Tracker is intended for use by people 13 years of age or older — creating an account requires ticking a dedicated checkbox confirming you meet this requirement, separate from agreeing to these Terms; we don't otherwise verify age beyond checking that any date of birth you choose to add — at registration or later in your profile — reflects an age of at least 13 years.

Subscriptions & billing

Silver, Gold, and Diamond are paid, auto-renewing subscriptions billed through the Google Play Store (and, once available, the Apple App Store) and processed via our subscription-billing partner — Sahayak Tracker never processes your card details directly. Manage or cancel your subscription anytime from that store's own subscription settings; cancelling stops future renewals but doesn't refund the current billing period. Refund requests are handled directly by Google Play (or the Apple App Store, once available) under their own refund policies — we don't process refunds ourselves and can't guarantee one will be granted, so contact that store's support to request one. Silver Lifetime is different: it's a one-time purchase, not a subscription — there's nothing to renew or cancel, and its record/theme/ad-free benefits last for as long as you have the app, though the cloud sync included with it is time-limited (the app tells you the exact window at purchase).

Usage limits

Guest and Free-tier accounts can create a limited number of records across the app's tools before being asked to sign in or upgrade; Silver, Gold, and Diamond plans remove this limit entirely. The exact limit, any ad-earned bonus, and what counts toward it are always shown to you in the app at the time, and may be changed at any time based on our business needs — the limit shown in-app is the one that applies, not a fixed number promised here.

Acceptable use

Don't use Sahayak Tracker for anything unlawful, don't attempt to reverse-engineer or disrupt the service, and don't misuse the "Add Friends"/Family Plan/sharing features to add or contact people without their consent. Sahayak Tracker is a budgeting and organizing tool, not a wallet, password manager, or secure vault — please don't use its fields or notes to store government ID numbers, full card or bank account numbers, PINs, or passwords.

Ownership

Sahayak Tracker's app, design, and branding are owned by Sahayak Tracker. The data you enter remains yours — see the Privacy Policy for how it's handled and how to delete it.

No warranty

Sahayak Tracker is provided "as is." Several features (EMI schedules, farming tips) are estimates or general guidance, not professional financial or agricultural advice — verify anything that matters financially with your bank or lender directly. The "Learn & Grow" section (investment education content and quizzes) is for general education only — it is not investment, financial, tax, or legal advice, and nothing in it is a recommendation to buy, sell, or hold any specific investment; always do your own research or consult a licensed advisor before investing. Our "Scan Bill"/"Scan Business Card" feature uses on-device text recognition to help pre-fill a form from a photo — we cannot guarantee the extracted amount, date, or provider name will be 100% accurate; it's provided to save you typing, not as a verified record, so always review what it fills in before saving. Scan Bill/Scan Business Card is a free add-on convenience available to every account, guest and paid alike — it is not a feature any subscription is sold as including or guaranteeing, and a data-accuracy issue with a scan is not, on its own, grounds for a subscription refund. To the maximum extent permitted by law, Sahayak Tracker is not liable for any indirect, incidental, or consequential damages arising from your use of the app.

Ending your use

You can stop using the app and delete your account anytime from Profile → Delete Account. We may suspend or terminate accounts that violate these terms.

Governing law

These terms are governed by the laws of the United Arab Emirates, without regard to conflict-of-law principles.

Changes to these terms

We may update these terms at any time, as and when required, as Sahayak Tracker evolves — we recommend checking back here occasionally rather than assuming they're unchanged. If we make a major change, we'll let you know through a campaign card on the Home screen, not just a silent update to this page.

Contact us

Questions about these terms: sahayaktracker@gmail.com

Last updated 14 August 2026

Local-first by design

Sahayak Tracker's biggest security property is architectural: your data lives on your device unless you explicitly turn Sync on. There's no background upload to opt out of, because nothing is uploaded automatically in the first place.

Authentication

Passwords are handled entirely by our authentication provider — Sahayak Tracker never sees or stores your password in plain text. Signing in with Google means your password never touches our systems at all.

Synced data access

When Sync is on, your data is protected by server-side security rules that restrict it to your own authenticated account only — or, for a category you've explicitly chosen to share, to the other members of your Family Plan. No one else can read it. Notes and Trip Tracker are two exceptions: they always sync to your own account only and are never shareable with a Family Plan, even if one exists. Your Learn & Grow reading progress and quiz history are a third case — they stay local to this device only and are never synced or uploaded at all.

One device at a time

Signing in on a new device automatically signs the same account out everywhere else, limiting how many places your session can be active at once.

Deleting your data

Remove Data and Delete Account (both under Profile) give you a real, complete way to erase your records — including the copies held in sync — at any time, not just a deactivation. If you own a Family Plan, deleting your account also removes that family's shared data for every member, not just yours.

Advertising

Accounts without a paid Silver, Gold, or Diamond plan may see ads served by our advertising partner, governed by their own privacy and security practices and the in-app consent flow. Silver, Gold, and Diamond accounts see no ads at all.

Contact us

Report a security concern: sahayaktracker@gmail.com